Our People

Osvaldo

Osvaldo “Ozzie” R. Morales (Founder & CEO)

Mr. Morales holds a Juris Doctor(JD) degree as well as a Masters of Science in Financial Services (MSFS). His professional designations include Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU).

Mr. Morales has been providing expert college financial solutions and estate planning services to individuals, professionals and business owners for the past 47 years. His expertise in educating parents with sophisticated strategies in college funding is unique.

He also holds certifications in the following areas:

  • Advanced Estate Planning
  • College Financial Solutions
  • Advanced Pension Planning
  • Business Tax Planning
  • Legal Environment Of Business
  • Employee Benefit Counseling
  • Financial Accounting
  • Business Valuation

We make sure that each student and family is given an individual state-of-the art plan that best fits their needs. Our team is ready to work for the student and their families in creating an individualized plan to pay for college, regardless of whether the student plans on attending an Ivy League institution, a state university or a community college.