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Are top private universities cheaper than state colleges?

The reason why it could be cheaper to send a child to a top Ivy League School that to a state college is because of the formula for financial Aid. The financial aid awarded for the education is based on a formula which basically takes into account at least 5 factors. This formula creates what is called Expected Family Contribution or EFC. The EFC is calculated taking into account parents income, parent’s assets, Student’s income, student assets and the age of the older parent. The expected Family Contribution is the minimum amount that each family should contribution for the cost of education of their children regardless the school their choice. There are two different Methodologies that every school uses, the Federal Methodology and the Institutional Methodology. Basically the Federal Methodoly is used to get the federal & state financial aid, and the Institutional Methodology is used by “many” private schools to determined the financial aid they are willing to give to those students that qualify from their endowment funds.

By |November 4th, 2013|Blog Posts|0 Comments|

“The method College Professional Advisors use is a personal and a very detailed review, taking into consideration all of the aspects of the search process…”

As a family with 2 children, the cost of high school has been a substantial load upon the financial picture and being able to ‘make-ends-meet’. When our older daughter was ready for college, we were recommended to consider the services of College Professional Advisors. I am very pleased that we took the time to explore what College Professional Advisors has to offer.

We started using College Professional Advisers three years ago and continue to use their services as our older daughter now will enter her junior year in college and our younger daughter enters her senior year of high school. From the beginning of the college search, through the college selection, the procedures required to apply for admission, all the required college forms, and the approaches of applying for scholarships, grants, and loans, College Professional Advisors has been a main consultant upon all of our decisions.

The approach College Professional Advisors uses is a personal and a very detailed review, taking into consideration all of the aspects of the search process, including the desires of the pre-college student, the long term cost of the education, the effect of the financial cost upon the family, and most significantly – an emphasis upon how these goals can be accomplished while keeping the financial capability of the family.

With the services of College Professional Advisors, we will meet the goals of having both of our children attend quality schools and the financial load will be reduced and possible for all concerned.

The Jones Family

William Jones, Content With The Services Provided

By |November 1st, 2013|Testimonials|Comments Off on “The method College Professional Advisors use is a personal and a very detailed review, taking into consideration all of the aspects of the search process…”|

“College Professional Advisers took the pain out of the unclear financial aid forms, along with helping take the strain out of the college search.”

I think my wife and I are like most parents who have kids in High School. All you hear is about the high cost of college. As parents, we worried about how we could manage to pay for our son to go to college without taking everything we had in savings and if that would even be enough.

We first heard of College Professional Advisers through a flyer we received. After attending their workshop, we found out that there are choices available for sending your child to college. This was our first time through the college process. There were financial forms, college applications, what college fits your kids’ needs and many more things on the list.

We contacted College Professional Advisers where we found everybody that we came in contact with very welcoming and well-informed. I even asked for personal recommendations and everybody that I spoke with could not say enough about College Professional Advisers.

Here I am a year later and our son has been accepted to the college that was first on his list of colleges. College Professional Advisers provided us with a time line for what we needed to have done. Working with my son on college applications was hard enough. I am thankful that I did not have to worry about filling out all the financial forms.

College Professional Advisers took the pain out of the unclear financial aid forms, along with helping take the strain out of the college search.

The Williams Family

Robert Williams, FAFSA Confusion

By |November 1st, 2013|Testimonials|Comments Off on “College Professional Advisers took the pain out of the unclear financial aid forms, along with helping take the strain out of the college search.”|

“I found myself saying “this sounds too good to be true. What’s the catch?” There was no “catch”, just a thorough total plan of lowering our Expected Family Contribution…”

As many parents with children getting closer to going to college, we were setting away money for their education. As we found out, not nearly enough for the high prices that we have now been exposed to. Faced with the fact that our Family Contribution could be as high as $25k per year for 8 years for our two children, we wanted to find effective ways to do this without sending us into debt that we couldn’t get out of.

We listened to a brief, one hour workshop introduction to College Professional Advisers. As the workshop ended, I found myself saying “this sounds too good to be true. What’s the catch?” There was no “catch”, just a thorough total plan of lowering our Expected Family Contribution.

The Rodriguez Family

Lisa & Oscar Rodriguez, There Was “No Catch”

By |November 1st, 2013|Testimonials|Comments Off on “I found myself saying “this sounds too good to be true. What’s the catch?” There was no “catch”, just a thorough total plan of lowering our Expected Family Contribution…”|

“College Professional Advisers not only helped me rearrange my finances, they helped me to understand the whole FAFSA process.”

College Professional Advisers has helped me (a single mother of 4 children) rearrange my situation to take full advantage of the benefits of the FAFSA process. They encouraged us to look at private universities and not just state schools, because there is more money accessible for financial aid in a private school. Between academic scholarships, university grants, and low-cost student loans, my twin daughters are attending a private university which costs $35,000/year per student at a cost to me of $6,000 for each daughter. College Professional Advisers not only aided in rearranging my finances, they helped me to understand the whole FAFSA process. I highly recommend College Professional Advisers for anyone who has a child entering college to help access their financial situation.

Ms. Daniela Gomez

Ms. Daniela Gomez, Single Mother

By |November 1st, 2013|Testimonials|Comments Off on “College Professional Advisers not only helped me rearrange my finances, they helped me to understand the whole FAFSA process.”|

“I was very satisfied with all of College Professional Advisors services and financially they saved us a large amount of money…”

I found many of College Professional Advisors services to be “most” helpful. Speaking with the college funding advisor and the filing of all documents in a timely manner was only the beginning. Their quick response to all of my emails was simply remarkable. No matter how absurd my questions seemed to me, College Professional Advisors always made me feel that I was completely involved. Not only were my questions answered but there was always a thorough explanation that went above and beyond what I believed to be their job. Very often I asked for their guidance rather than just facts and they always supported their recommendations. The proof reading of letters, documents, and forms was also a much appreciated service. I have a younger daughter and I plan on using College Professional Advisers in the future for both of my children. I was very satisfied with all of College Professional Advisers services and financially they saved us a considerable amount of money, which truly allowed our son to attend his first choice.

The Pereira Family

Mrs. Cynthia Pereira, Mother of 2

By |November 1st, 2013|Testimonials|Comments Off on “I was very satisfied with all of College Professional Advisors services and financially they saved us a large amount of money…”|

“College Professional Advisers allowed us the opportunity to have our son attend the college of his choice without the entire expected financial load.”

This past spring we received a financial aid award letter from the university where my son Jonathan wished to enroll as a member of the class of 2013. He was also considering several other schools from whom he had gained both acceptance and offers for financial assistance. Although I thought this university award was generous and possibly as substantial as we could hope for, I decided to check it with College Professional Advisors, with whom we have been clients for several years with older children. Not only did they reply quickly and conclusively, but the staff recommended a strategy for increasing the “grant” part of the award and composed a letter to the financial aid office to that purpose. I then received a new award letter from with a substantial increase in the “grant” portion of the award. Their analysis of the initial award and administration of the request for an increase was timely, professional and ultimately successful. College Professional Advisors allowed us the chance to have our son attend the college of his choice without the entire anticipated financial load.

The Jimenez Family

Carlos Jimenez, College of Choice

By |November 1st, 2013|Testimonials|Comments Off on “College Professional Advisers allowed us the opportunity to have our son attend the college of his choice without the entire expected financial load.”|